Apply with our easy to use online or mobile application
No more waiting! With instant approvals, you can move forward with ease and confidence
Choose a payment plan that works for you and begin your treatment today!
All treatments, services and products provided by Helix Healthcare Group can now be fully financed using Health Smart Financing Services. Benefit from 0% financing on any treatment package over $1000. Now you can defer your payments – and not your health.
Your application is submitted on our website, or in-person at our boutique treatment facility. All you need to apply is two pieces of ID and a void cheque. You receive the outcome of your application instantly. Begin treatment today, with peace of mind knowing you have a flexible monthly payment plan.
* No down payment
* Affordable monthly payments
* Renewable credit limit valid for one year
* Accelerated payment options
* Pay early with no penalty
Do I have to pay a deposit?
No, a deposit is not required for this program. There is a small one-time admin fee of $50.
Can I apply and use my credit for any members of my family?
Yes, anyone in your immediate family may use your available credit.
Will I be approved?
Health Smart Financial factors more than just your credit rating into their approval process. Its credit policy is designed to approve 89% of applicants with a credit history in Canada.
Can I pay for a portion of the treatment myself and apply for the remainder?
Yes. When applying with HealthSmart Financial a limit is not requested. Instead, an available amount is offered. You can use whatever is available to you within one year of your application.
Can I pay off my account before the term ends?
Yes, there are no pre-payment penalties. You have 24/7 access to your account and can make payments anywhere, and anytime.
Will simply applying hurt my credit rating?
If your credit rating is checked more than four times a year you may be affected. However, most people do not have a need to check their rating more than four times annually.
(*Some conditions may apply)
164 Eglinton Avenue East, Suite 400
Toronto, ON M4P 1G4
Phone: 416.921.CARE (2273)